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MFAA Prosper : Mortgage and Finance Brief 05
CONTENTS 02 CEO's message 06 Editor's message 06 MFAA compliance tip 07 MFAA news 08 Inbrief 10 Noticeboard NEWS 14 Consumer campaign in full swing 16 Responsible lending: the obligations 18 Referral requirements INVIEW 20 Consumers cautious as interest rates rise INDEPTH 22 Changeover -- varied careers before broking INPROFILE 32 Anthony D'Alessandro 34 REISMAC celebrates 25 years INPRACTICE 40 Targeting upgraders BACKOFFICE 42 How to find the perfect office EVENTS 46 MFAA Events Calendar 47 NAB Broker forums 48 WIMBN in five cities 50 Business networking 52 MFAA President's lunch LEGAL 54 MFAA Tribunal - A fair go 55 COSL - A tale of two loans MEMBERSHIP 56 New members 57 Membership in brief 58 MFAA Excellence Awards CAREER 60 Course list LIVE & LEARN 61 Tropical appeal: Jeff Pinkerton 62 Community 12 Lenders increase loan-to-value ratios Renewed confidence in funding markets has led to more 95% mortgages 29 Pay now or pay later? ASIC crackdown on early exit fees ignores benefits of deferred establishment fees 37 Own licence or credit rep: pros & cons Tips on making the most important decision for your business in 2010 Mortgage & Finance brief | 1 CHANGEOVER Mortgage brokers share how varied career backgrounds help to give them an edge in their new profession. 22 12 42
Mortgage and Finance Brief 06